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Mortgage Underwriter

Time Recruitment · Manchester, England, GB

Mortgage Underwriter Location: Manchester City Centre (M1) Contract: Full‑time, office‑based during probation with hybrid options afterwards Salary: £32,548 + performance‑based bonus Overview This role involves assessing second‑charge mortgage applications from initial submission through to final approval. You’ll be responsible for carrying out detailed manual underwriting, reviewing documentation, and ensuring each case meets regulatory and internal lending standards. The position requires strong communication skills, as you’ll work closely with customers, brokers, and internal teams to progress applications efficiently and fairly. The environment is supportive, fast‑paced, and focused on delivering accurate decisions and positive customer outcomes. Key Responsibilities Manually underwrite second‑charge mortgage applications in line with regulatory requirements and internal lending criteria Review supporting documents, verify accuracy, and request additional information when needed Maintain accurate and up‑to‑date records throughout the application process Assess each case individually, considering the customer’s circumstances and evidence provided Communicate clearly with customers and stakeholders, providing updates and responding to queries Work towards agreed KPIs and performance targets Essential Experience At least 12 months’ experience assessing or processing loan applications (second charge or motor finance preferred) Proven ability to work effectively in a target‑driven environment Experience handling a high volume of cases while maintaining quality and accuracy Additional Skills & Attributes Strong questioning and analytical skills Excellent attention to detail Ability to identify vulnerable customers and recognise adverse credit indicators Clear and confident communication skills, both written and verbal High level of accuracy when working with data Good problem‑solving ability Competent numeracy skills and familiarity with Microsoft Office What’s Offered Clear progression pathways, including opportunities to move into mortgage advice roles Support and funding available to obtain CeMAP qualifications Regular social events Up to 25 days annual leave plus bank holidays Birthday leave each year Healthcare cash plan Pension scheme with employer contributions up to 5% For further information please contact Amanda at Time Recruitment

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GBP 32,548 - 32,548/year3 months ago
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Digital Business Analyst

Public Sector Resourcing · Manchester, UK

On behalf of DWP, we are looking for a Digital Business Analyst for a 12 Month (Inside IR35) contract based Hybrid in either Manchester, Newcastle, Leeds, Blackpool, Sheffield or Birmingham. The Department for Work and Pensions (DWP) is responsible for welfare, pensions, and child maintenance policy. As the UK’s biggest public service department, it administers the State Pension and a range of working age, disability and ill health benefits to around 20 million claimants and customers. As such, we operate on a scale that is almost unmatched anywhere in Europe and most people in Britain come into contact with us at some point in their lives. Working with DWP, you will be helping us to drive our priorities to: Help people to move into work and support those already in work to progress, with the aim of increasing overall workforce participation Help people to plan and save for later life, while providing a safety net for those who need it now Provide effective, efficient, and innovative services to the millions of claimants who rely on us every day, including the most vulnerable in society Improve experience of our services while maximising value for money for the taxpayer. As a Digital Business Analyst , your main responsibilities will be: Create Jira tickets for incoming stakeholder requests. Follow the decision tree logic to determine how to route the request through the team. Work with a multidisciplined team especially the Product Manager, Delivery Manager and Content Designers. Stakeholder engagement to understand requests and communicate them into the team. Provide recommendations to improve processes on the front door and support implementation of the changes. Work to improve stakeholder relationships using evidence to explain decisions. Essential: Experienced in Jira Strong stakeholder engagement experience

Full Timedirect
Salary not disclosed4 months ago
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