Join us as a Senior Credit Risk Analyst - Decision Engine within Barclays where you will help shape the future of banking by operate within the Banking Infrastructure function as part of the Acquisitions team, supporting decision engine configuration using a niche technical skillset. Manage and maintain critical systems, working closely with external suppliers and strategy partners to ensure effective performance and alignment with business objectives. Responsibilities include system configuration, coding, and testing changes, and producing clear, comprehensive documentation for each system to support governance, controls, and ongoing operational resilience.To be successful as a Senior Credit Risk Analyst - Decision Engine, you should have:• Proven experience managing complex work stacks within a fast paced environment, balancing multiple priorities and deliverables effectively.• Experience working with supplier managed systems, including system oversight, collaboration, and issue resolution.• Considerable technical capability in system configuration, coding, and supporting change delivery through testing and implementation.• Demonstrated decision engine experience, ideally within a credit or risk based environment.• Background working within a Credit Risk function, with a highly analytical and data driven approach to problem solving.• Experience working with data, including data analysis and query skills (e.g. SQL or similar), which are desirable.• Proven stakeholder management experience, with the ability to engage and influence senior and leadership level stakeholders.• Experience coordinating delivery teams and managing work steps through to completion, ensuring timely and high quality outcomes.Some other highly valued skills may include:• Proven experience in PowerCurve development, including configuration, enhancement, and ongoing management of decisioning solutions.• Experience working within Financial Services, with a considerable understanding of unsecured banking products such as loans, credit cards, or overdrafts.• Demonstrated experience operating within a regulated environment, with awareness of regulatory expectations and compliance obligations.• Experience working with bureau data, including its use in credit decisioning and risk assessment.• Considerable knowledge of Credit Reference Agencies and their data sources, products, and applications.• Experience in operational risk management, including identifying, assessing, and managing risks within systems and processes.You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.This role can be based in Edinburgh or Glasgow.#Tescobankretained Purpose of the roleTo safeguard the financial health of the bank by identifying, analysing, and mitigating potential credit risks associated with lending activities.AccountabilitiesAnalysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default.Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default.Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies.Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans.Assistant Vice President ExpectationsTo advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions.Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomesIf the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes.Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.Take ownership for managing risk and strengthening controls in relation to the work done.Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.Influence or convince stakeholders to achieve outcomes.All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.