Junior Credit Risk Analyst – Banking and Financial Sector

Junior Credit Risk Analyst – Banking and Financial Sector Warszawa On site Excel PowerPoint Python R SAS SPSS SQL Tableau English Junior Payments Credit Analyst, Financial Analyst Unleash your potential in credit risk analysis — shape the future of financial security! Warszawa-based opportunity with on-site work model. As a Junior Credit Risk Analyst, you will be working for our client, a leading player in the banking and financial sector committed to assessing and managing credit risks for small and medium-sized enterprises. Join a team focused on safeguarding financial stability and driving strategic decision-making with innovative risk assessment solutions. Your main responsibilities: Verify customer credit applications (small and medium-sized enterprises) in accordance with company policies Analyze documentation and credit requests, such as financial statements, reports, credit bureau data, bank references, and online information Calculate risk exposure to ensure accurate assessment of creditworthiness Collaborate with clients, banks, and business partners for ongoing verification and monitoring of transactions Work with internal teams to prevent credit fraud and misuse Monitor and analyze the quality of client loan portfolios, taking corrective actions when necessary You're ideal for this role if you have: At least 1 year of experience in credit or loan analysis within a financial institution Fluency in English, with good command of spoken and written communication Strong analytical skills, both quantitative and qualitative, utilizing analytical tools Proactive attitude with the ability to work well in a team Attention to detail and a focus on achieving complex results Negotiation and communication skills It is a strong plus if you have: (optional) Knowledge of financial regulations and credit risk management practices Language Required for the role: Fluent English Eligibility for the role: Only candidates with an existing legal right to work in the European Union will be considered for this role.