Information about local government, teachers’ and NHS pension schemes.
Local Government Pension Scheme (LGPS)
The LGPS provides:
- secure benefits – the scheme provides you with a future income, independent of share prices and stock market fluctuations.
- at a low cost to you – with tax-efficient savings and lower National Insurance contributions for most people under State Pension Age.
- and the council pays in too – your employer meets the balance of the cost of providing your benefits in the LGPS.
Here are the pay bands and contribution rates that apply from 1 April 2026:
Pensionable pay (you contribute)
- Up to £18,400 (5.5%)
- £18,401 to £29,000 (5.8%)
- £29,001 to £47,300 (6.5%)
- £47,301 to £59,800 (6.8%)
- £59,801 to £84,000 (8.5%)
- £84,001 to £119,100 (9.9%)
- £119,101 to £140,400 (10.5%)
- £140,401 to £210,700 (11.4%)
- £210,701 or more (12.5%)
For more information please visit the East Riding Pension Fund (ERPF) or LGPS website.