Your Financial Goals

Home / Personal Wealth Management / Your Financial Goals Your Financial Goals Establishing what you want your money to accomplish helps determine the right investment strategy for you. Fisher Investments has the information you’ll need to properly research and set goals that will help build your financial future. How We Help You How We're Different Your Financial Goals Specialty The Importance of Clear Financial Goals Figuring out your financial goals may be one of the most important things you can do to help achieve long-term investing success. When you’re young, your financial goals are usually simple and short term: establishing an emergency fund, starting your retirement saving, buying a new car or accumulating a down payment for your first home. But, as you become more financially stable, your goals should reflect the increasing complexity of responsibly managing your wealth. Where to Begin Identify Your Goals Setting your financial goals can be challenging, and most people don’t know where to start. Financial goals don’t just have to be about saving money. They can be about anything tied to your finances. Drafting a will, assigning account beneficiaries, selecting a power of attorney in the event you become incapacitated, and establishing trusts can all be financial goals—and are all things worth doing! In many cases, common financial or investment goals may include: Goal 1: Avoid Running Out of Money For some investors, their primary goal is avoiding poverty in old age. While some believe the key to avoid running out of money is to invest in low-volatility investments (such as bonds), this approach isn’t always prudent and could be detrimental. Goal 2: Maintain or Improve Lifestyle If you want to ensure your preretirement lifestyle continues or improves throughout retirement, then you’ll want to maintain or grow your purchasing power. But inflation will have an impact, so it’s important to consider this is in your retirement plan. Goal 3: Increase Wealth If you’re able to enjoy your desired retirement lifestyle with no fear of depleting your assets during your lifetime, it’s possible you wish to grow your investments over a long period—often beyond your life expectancy. Common goals are to leave a legacy for heirs or a charity.   By listing out your personal finance objectives, you can hold yourself accountable and increase the odds you achieve them. There’s a reason many of us still make grocery lists! It reduces the chance we forget something critical. Identify Your Investment Time Horizon Once you’ve identified your financial goals, it is important to determine the length of time you need your money to last so you can achieve them—also known as your “investment time horizon.” For longer-term goals, this may be your life expectancy or even beyond. Shorter-term goals may only require a specific number of years; for example, setting aside $200 per month for five years to pay for a kitchen renovation. Assess Your Financial Picture Another important part of achieving your financial goals is having a clear understanding of your current and expected future financial situation. For example, you should document your current income, expenses, investments, debts and savings. Likewise, you should identify future cash-flow needs required to help you maintain a comfortable lifestyle in retirement. Achieving your financial goals isn’t easy, especially if you are trying to do it alone. Fisher Investments can help you achieve your long-term financial goals. We offer our clients tailored portfolio-management services and the right advice to help them stay on track. Learn More About How We Can Help You  Retirement Planning Grow Your Wealth Preserve Your Wealth Manage Your Estate Retirement Planning It’s always the right time to plan for retirement. Whether you’re curious about saving for retirement, preparing to retire soon or already in retirement, we can provide resources to help you create or adjust your retirement plan so you can be confident about what’s ahead. We walk you through some retirement-planning basics, such as what to look for in a money manager, how you should change your investment approach through retirement and much more. Additionally, we recognize there are many decisions that can impact life during retirement. We take the time to understand you and your family’s situation and can provide resources designed to help you reach your long-term financial goals. These resources include topical webinars, a vast library of financial planning resources, access to our network of trusted professionals and more. We can also evaluate annuity policies you own or are considering to help determine if they fit your needs. Learn More About Planning Your Retirement Insights & Media All Personal Wealth Management Institutional Investing Media Choice Media Type Articles Podcasts Videos In The News More EXPERT COMMENTARY This Week in Review | Market Volatility, Energy Markets, US Inflation 03/13/2026 MARKET ANALYSIS Due Diligence and the DOL’s DOA Fiduciary Rule 03/13/2026 IN THE NEWS Oil prices will be lower in 6 months than when Iran conflict began, Ken Fisher argues 03/12/2026 MARKET ANALYSIS Rounding Up Odds and Ends From Global Energy Developments 03/11/2026 Learn More Learn why 195,000 clients trust us to manage their money and how Fisher Investments and its affiliates may be able to help you achieve your financial goals. As of 12/31/2025 New to Fisher? Call Us. (888) 823-9566 Contact Us Today