Credit Risk Manager
We’re hiring a Credit Risk Manager for our client, who is preparing to launch retail credit products and is looking for someone to build the credit risk function from scratch.
This is a strategic, high-impact role where you’ll design the risk framework, develop scoring models, set up monitoring and early-warning tools, and establish risk governance for a new lending direction.
What You Will Do:
Build the Risk Framework
- Develop the complete credit risk strategy for retail lending
- Create scoring models, underwriting rules, limits, and approval matrices
- Define early-warning indicators and monitoring logic
Data & Analytics
- Analyze large datasets and borrower behavior
- Build and validate predictive risk models
- Run scenario analyses and stress tests
- Prepare dashboards and structured reporting for management
Collaboration
- Work closely with product, compliance, finance, engineering
- Advise the team on risk implications of new credit features
- Provide risk-conscious recommendations, not just calculations
Requirements:
Must-Have
- 3+ years in credit risk, ideally in retail lending
- Strong mathematical or engineering background
- Advanced Excel + experience with large datasets
- Experience building or maintaining scoring models
- Ability to interpret numbers and propose business decisions
- Excellent English
Nice-to-Have
- Experience in:
- Banks (retail credit departments)
- Big4 (audit/valuation of credit portfolios)
- Credit funds / fintech lenders
- Background in credit modeling, PD/LGD calculation, IFRS9, etc.
Who You Are:
- Someone who understands both numbers and business impact
- Analytical, structured, proactive
- Capable of building risk foundations independently
- Excited to work in a fast-growing fintech environment
Why This Role Is Worth Joining:
- Build credit risk processes from day zero
- Influence the entire lending strategy of the company
- Direct access to founders and decision-makers
- Strong career development opportunities
We look forward to receiving your CV and learning more about your experience!Dear Candidates, due to a high volume of applications, only selected candidates will be contacted for interviews. We appreciate your understanding. Thank you for considering a career with us.