CREDIT RISK MANAGER

A great opportunity to join a fast‑moving lender during a period of growth. This role suits someone who enjoys hands‑on analytics, influencing credit strategy, and working directly with major retail partners. The Company They are a well‑established consumer finance provider supporting a range of high‑profile retail portfolios. With new partnerships launching and strong investment in credit capability, this is a dynamic environment where you can make a visible impact. You will join a collaborative team known for long‑term development and progression. The Role * Manage credit risk performance across a key retail finance portfolio. * Deliver analytics using SAS or SQL and support forecasting for bad debt and pricing. * Use MI, CRA data, and third‑party sources to produce actionable insight. * Present recommendations to internal stakeholders and external partners. * Identify optimisation opportunities across acquisition and portfolio strategy. Your Skills and Experience * Strong experience in credit risk, retail lending, or portfolio analytics. * Proficient in SAS or SQL with strong Excel skills; Python is beneficial. * Confident interpreting MI and credit bureau data. * Able to communicate insights clearly to stakeholders. What They Offer * Salary between £60,000 and £70,000. * Hybrid working with three days in Birmingham. * Benefits package with flexible options and clear progression opportunities.