CREDIT RISK CONSULTANT

Credit Risk Consultant £55,000-£85,000 London + hybrid working (2 days in office) Harnham are working with a leading UK consultancy who are expanding their credit risk and analytics team with the hire of a Credit Risk Consultant to support a wide variety of modelling and advisory projects. THE COMPANY A well established professional services firm offering advisory, analytics and actuarial expertise across multiple sectors. Their credit risk division delivers data driven moelling and strategic insight to lenders, financial institutions, and investors. With continued growth and new service areas, they offer broad exposure, a collaborative environment, and strong technical development. THE ROLE This role sits within the credit risk team and will focus on delivering a range of modelling, analytics, and advisory projects across consumer lending and related markets. You will act as a hands on consultant, owning workstreams and supporting both senior leaders and junior analysts. Specifically, you can expect to be involved in: Building and enhancing credit risk forecasting, cashflow, and portfolio models. Conducting portfolio and performance analytics across a range of lenders and products. Supporting technical reviews such as scorecard assessments, stress‑testing, and modelling validation. Delivering data‑driven insights for investor due diligence and strategic advisory projects. Working across multiple short‑cycle projects (typically 3-6 weeks) with a variety of clients. YOUR SKILLS AND EXPERIENCE Experience in credit risk analytics, ideally 3+ years within financial services or consultancy. Strong Python skills for modelling, data manipulation, and analytical workflows. Exposure to credit risk modelling techniques (e.g., forecasting, scorecards, stress‑testing). Ability to manage projects, communicate insights, and work collaboratively with technical and non‑technical stakeholders. Strong academic background in a numerical/STEM discipline. THE BENEFITS Exposure to diverse and complex modelling projects across multiple lending products. Flat structure offering direct access to senior experts and the chance to quickly develop. Regular technical and non‑technical training sessions. Hybrid working with a high quality London office environment.